Pamela Monaco sitting with her dog

规划永不停歇

2024 年冬季 "奉献之声":奉献很重要

Jan L. Lane,CAP®,高级慈善顾问

虽然遗产规划对促进财务和代际健康至关重要,但大多数美国成年人都没有遗产规划文件,如遗嘱、信托或医疗保健指令。 我们中的许多人通常会出于各种原因回避这一过程,包括拖延、误认为这一过程只适用于老年人或拥有大量金钱或财产的人,或者仅仅是因为我们不知道从哪里开始。 对于我们这些已经起步的人来说,重要的是要记住,一个好的规划过程永远不会真正停止。

一旦制定了遗产计划,大多数人都会等到人生发生重大转变时–如孩子出生、购房、重病或亲人过世–才会启动审查。 事实上,开始考虑遗产规划永远不会太早,一旦您将自己的愿望写成书面文件,最好至少每三到五年重新审视这些文件。 即使您的生活环境没有发生变化,例行审查也提供了一个机会,让您反思其他可能随时间而变化的因素–从技术因素(税法)到无形因素(您的优先事项)。 当您回顾您的遗产计划时,请考虑您的文件是否与您的慈善意愿相一致,特别是如果您已经通过社区基金会的遗产计划实现了您的意愿。 社区基金会的基金可以通过遗嘱或信托,或通过在合格退休计划或人寿保险单上指定受益人的方式,成为遗产捐赠的理想接受者。 无论您是选择创建自己的遗产基金,还是补充与您的长期影响愿景相一致的现有捐赠基金,所得收益都可用于支持您最关心的事业。

定期审查遗产计划有很多理由,遗产计划也是如此。 这里有几个例子可供参考:

慈善机构可以改变

如果您的计划包括对您最喜爱的非营利组织 的直接支持,那么定期审查 将使您能够 在慈善机构 停止运营的情况纳入备份或 应急措施

你可以改变

定期审查会让你有机会自我检查,反思什么对你最重要。 你现在的答案和五年前一样吗? 十年后还会这样吗?

社区可以改变

我们今天应对的需求和机遇很有可能与明天的需求和机遇不同。 在审查计划时,您不妨考虑如何将支持措施灵活地纳入计划,以应对未来的变化。

无论是遗产规划还是传承规划,我们都可以在一生中不断采取一些措施来保护我们的亲人、支持我们的后代并保护我们的遗产。 社区基金会可以帮助您制定并维护一项慈善遗产计划,该计划可以补充您的遗产计划,并随着您的愿望不断发展。

相关故事

Staff Headshot Graphic
未分类 April 10, 2025

Community Foundation Announces Promotions

The Central New York Community Foundation has promoted six staff members.

出版物 April 1, 2025

Responsive Giving | Ursula Hubby

Over her 97 years, Ursula Hubby's generosity and kindness benefited countless Central New Yorkers. Now, ...

出版物 March 28, 2025

Seeking Clarity? Write Your Obituary.

Sitting down to write your own obituary probably doesn’t sound like an ideal way to ...

OSWEGO, NY: A portrait of Nancy Bellow.  

Photo by Ben Cleeton
出版物 March 27, 2025

Nancy Bellow | Giving For Purpose

Bellow, a native of Oswego, NY, chose to make the community her lifelong home. Through ...

出版物 March 27, 2025

Lucy McLean | Unrestricted Giving

Last year, we shared Lucy's story as an example of how even the most surprising ...

未分类 March 18, 2025

Over $1.5 Million Bequest Will Provide Transformative Support for Future Generations in Baldwinsville and Beyond

Before Rosemary Bucci passed away, she named the Central New York Community Foundation the recipient ...

hand holding growing money
出版物 February 26, 2025

Playing The Long Game: Encouraging Your Clients To Plan Ahead In 2025

Your clients (and you!) may still be recovering from a hectic end to 2024, but ...

主题 February 25, 2025

What We Are Up To | CNYCF Staff Updates

Our staff takes pride in not just serving our community, but actively shaping its future. ...

Man and woman standing in front of church
故事 January 28, 2025

Holistic Giving: Jeff & Rachel Roney

Jeff and Rachel embrace giving in every facet of life—through faith, family and community. Their ...

Staff Headshot Graphic
未分类 April 10, 2025

Community Foundation Announces Promotions

The Central New York Community Foundation has promoted six staff members.

出版物 April 1, 2025

Responsive Giving | Ursula Hubby

Over her 97 years, Ursula Hubby's generosity and kindness benefited countless Central New Yorkers. Now, ...

出版物 March 28, 2025

Seeking Clarity? Write Your Obituary.

Sitting down to write your own obituary probably doesn’t sound like an ideal way to ...

OSWEGO, NY: A portrait of Nancy Bellow.  

Photo by Ben Cleeton
出版物 March 27, 2025

Nancy Bellow | Giving For Purpose

Bellow, a native of Oswego, NY, chose to make the community her lifelong home. Through ...

出版物 March 27, 2025

Lucy McLean | Unrestricted Giving

Last year, we shared Lucy's story as an example of how even the most surprising ...

未分类 March 18, 2025

Over $1.5 Million Bequest Will Provide Transformative Support for Future Generations in Baldwinsville and Beyond

Before Rosemary Bucci passed away, she named the Central New York Community Foundation the recipient ...

hand holding growing money
出版物 February 26, 2025

Playing The Long Game: Encouraging Your Clients To Plan Ahead In 2025

Your clients (and you!) may still be recovering from a hectic end to 2024, but ...

主题 February 25, 2025

What We Are Up To | CNYCF Staff Updates

Our staff takes pride in not just serving our community, but actively shaping its future. ...

Man and woman standing in front of church
故事 January 28, 2025

Holistic Giving: Jeff & Rachel Roney

Jeff and Rachel embrace giving in every facet of life—through faith, family and community. Their ...

查看更多